Industries We Serve
We Know Your Industry
Generic coverage doesn't cut it when your business has specific risks. We specialize in the industries we serve — so your policy is built around how you actually operate.
Contractors
Built for the people who build California, Arizona, and Nevada.
From general contractors to specialty trades — electricians, plumbers, roofers, HVAC, and more — we understand the unique exposures that come with construction work. Jobsite accidents, property damage, subcontractor liability, and equipment losses are all part of the landscape. We build coverage that keeps your business protected and your license intact.
Common coverage
- Workers' Compensation
- General Liability
- Commercial Auto
- Tools & Equipment
- Contractor's Pollution Liability
Restaurants
From the kitchen to the dining room.
Running a restaurant means managing food safety, employee injuries, liquor liability, and property risks all at once. We work with full-service restaurants, fast casual, food trucks, and catering operations to build coverage that fits the pace and complexity of the food service industry.
Common coverage
- General Liability
- Workers' Compensation
- Liquor Liability
- Commercial Property
- Business Interruption
Manufacturing
Complex operations. Comprehensive coverage.
Manufacturing facilities face a unique combination of risks — heavy machinery, product liability, supply chain disruptions, and a large workforce. We understand the floor and the office, and we build policies that protect your operation from raw materials to finished product.
Common coverage
- Workers' Compensation
- Product Liability
- Commercial Property
- Equipment Breakdown
- Business Interruption
Retail
Protect the store you've built.
Retail businesses face customer slip-and-falls, inventory theft, property damage, and employee injuries every day. Whether you run a boutique, a hardware store, or a multi-location chain, we put together coverage that keeps your doors open and your assets protected.
Common coverage
Transportation & Trucking
Keep your fleet covered, mile after mile.
Whether you're hauling freight, running a delivery service, or managing a fleet of service vehicles, commercial auto and cargo coverage are essential. We work with owner-operators and fleet managers to build programs that meet DOT requirements and protect your livelihood on the road.
Common coverage
- Commercial Auto
- Motor Truck Cargo
- General Liability
- Workers' Compensation
- Physical Damage
Professional Services
Your expertise deserves protection.
Consultants, designers, IT professionals, accountants, and other service providers face a different kind of risk — one that lives in the advice you give and the work you deliver. Professional liability and cyber coverage protect you when a client claims your work caused them harm.
Common coverage
- Professional Liability (E&O)
- General Liability
- Cyber Liability
- Business Owner Policy
- Workers' Compensation
Don't See Your Industry?
We work with businesses across California, Arizona, and Nevada. If you run a business, we can help — reach out and let's talk about what you need.